Life is hard. Your mortgage shouldn't be.
At Simple Mortgage Solutions, we believe borrowers and real estate partners deserve direct access to experienced mortgage loan originators—not offshore call centers, trigger-lead brokers, or automated black-box underwriting.
Who we are & how we operate
Headquartered at 10241 Kingston Pike Ste 3, Knoxville TN 37922, Simple Mortgage Solutions, LLC is a independent licensed mortgage company.
As an independent mortgage company, we combine brokerage agility with access to a broad network of investors and capital sources—delivering institutional-grade rates and fast closings (target 18–25 calendar days for straightforward purchase and DSCR files) while providing genuine, personalized care. Construction and complex jumbo scenarios may take longer; we'll set realistic timing for your file rather than promise a date we can't keep.
We never sell, rent, or distribute your private application details to third-party lead brokers. When you reach out, you speak directly with our licensed in-house team.
Licensing & Operations Summary
Meet Your Mortgage Team
Direct access to experienced loan originators and processing specialists. No call centers, no offshore teams.
Tim Allen
Executive Leadership, Strategic Lending & Senior Portfolio Management
Brian O’Connor
Investor DSCR, OTC Construction & Complex Purchases Specialist
Phillip Brock
High-Efficiency Purchase & Agent Communication Specialist
Stefanie Robinson
Residential & Commercial Lending Specialist
Tracy Allen
Operations Management, Client Relations & Closing Coordination
Chuck Broome
Senior Loan Processing, File Underwriting Coordination & Condition Clearing
Cole Vaden
Borrower Advising, Refinances & Loan Structuring
Madison Gravatts
Operations Leadership, Client Onboarding, Milestone Tracking & Buyer Support
Lisa Robinson
Senior Loan Processing, Lender Underwriting Coordination & Condition Clearing
Noah Spradlin
Commercial Scenario Underwriting, Sponsor Cash-Flow Analysis & Lender Packaging