AVAILABLE LOAN OPTIONS
FHA Loans
Credit Scores starting at 600 FICO
Great low rates
New 100% financing with our DPA program
Close in as little as 30 days
Sellers may contribute up to 6% towards your closing fees
Gift funds for down payment and closing cost
Conventional Loans
Down Payment as low as 3%
Reduce or even eliminate monthly Mortgage Insurance
Usually faster, easier, and with a lower monthly payment than FHA
Gift funds allowed
USDA Loans
Purchase a Rural Home With 100% financing
No Down Payment!
Seller credits may help pay for closing fees
VA Loans
Available to veterans, active service members, and their eligible spouses
100% financing
No Down Payment
Low interest rates
Does not require monthly mortgage insurance
DSCR Loans For Investment Properties
This loan only takes into account the property's own rental income. Therefore, you dont have to have personal income or taxes to qualify
Available to investors or people looking to buy investment properties
SFR and 2-4 Family homes
Bank Statement loans for Self Employed
12 or 24 months of personal or business bank statements
Great for self Employed borrowers
Easy loan to do.
SFR and 2-4 Family homes
Construction To Perm Loans
Build your dream home on your lot or one you buy
Must use a builder
Financing up to 95%
May not need a down payment if you own your own land