FHA Loans

  • Credit Scores starting at 600 FICO

  • Great low rates

  • New 100% financing with our DPA program

  • Close in as little as 30 days

  • Sellers may contribute up to 6% towards your closing fees

  • Gift funds for down payment and closing cost

Conventional Loans

  • Down Payment as low as 3%

  • Reduce or even eliminate monthly Mortgage Insurance

  • Usually faster, easier, and with a lower monthly payment than FHA

  • Gift funds allowed

USDA Loans

  • Purchase a Rural Home With 100% financing

  • No Down Payment!

  • Seller credits may help pay for closing fees

VA Loans

  • Available to veterans, active service members, and their eligible spouses

  • 100% financing

  • No Down Payment

  • Low interest rates

  • Does not require monthly mortgage insurance

DSCR Loans For Investment Properties

  • This loan only takes into account the property's own rental income. Therefore, you dont have to have personal income or taxes to qualify

  • Available to investors or people looking to buy investment properties

  • SFR and 2-4 Family homes

Bank Statement loans for Self Employed

  • 12 or 24 months of personal or business bank statements

  • Great for self Employed borrowers

  • Easy loan to do.

  • SFR and 2-4 Family homes

Construction To Perm Loans

  • Build your dream home on your lot or one you buy

  • Must use a builder

  • Financing up to 95%

  • May not need a down payment if you own your own land


Simple Mortgage Solutions, LLC NMLS 1983670 is a licensed mortgage loan originator representing UWM Lending. Licensed in AR, TN, FL, LA, MS