Conventional Commercial / Permanent Loans
Long-term permanent financing for stabilized cash-flowing properties.
Conventional commercial permanent financing for stabilized, cash-flowing properties — acquisition, refinance, and cash-out. Fixed and variable structures with terms compared across our lender network.
Typical Terms
Stabilized cash flow · Acquisition / refinance / cash-out · Fixed & variable structures
Eligible Properties
- Stabilized multifamily
- Retail & strip centers
- Office
- Industrial & warehouse
- Self-storage
What We Need
- 3 years operating statements
- Current rent roll
- NOI / DSCR analysis
- Schedule of real estate owned
- Personal financial statement
Illustrative use case: a stabilized multifamily asset with strong in-place cash flow could move from a bridge loan into a long-term conventional permanent refinance with cash-out to fund the next acquisition.
Other commercial programs
Conventional Commercial FAQ
What makes a property 'stabilized'?
A stabilized property has consistent occupancy, in-place income, and a documented operating history — usually two to three years. That cash flow is what permanent lenders underwrite, which is why these loans carry the strongest long-term terms.
Can I take cash out?
Yes. On stabilized, cash-flowing properties we can structure cash-out refinances up to lender leverage limits, with proceeds compared across banks, debt funds, and private capital.